For me, my life has been one big life lesson in courage and freedom. Thus it comes as no surprise that helping others find the courage to reach financial freedom has been my career path for the past fifteen years.
As a wealth advisor, I help others have the courage to pursue their dreams and create the financial freedom to live joyful and abundant lives. Does that equate to living a life full of roses—the answer can only be yes if one accepts the thorns alongside the beauty.
The key to embracing our life purpose lies in embracing the challenges along the road to freedom, facing the fears that otherwise hold us back and having the awareness that without a roadmap in hand, financial freedom is but a fleeting dream. It takes real courage to invest one’s money into a volatile market gripped with global economic uncertainty. Throwing caution to the wind is not prudent. But with careful consideration of one’s goals and objectives, flavored with a bias towards risk management, and courage to correct course along the way, financial freedom becomes reality.
We all go through transitions in life—affectionately called “stressors”—-marriage, births, job loss, career changes, major illness, loss of loved ones, divorce, moves, retirement, to name but a few. All transitions share a commonality—they take courage—courage to overcome our fears and courage to embrace the change that results from each event. Financial freedom makes the transitions less stressful. And sometimes the financial freedom comes as a result of the transitions. And yet, financial freedom takes focus, effort, work, determination, and courage.
If you are seeking courage and freedom, then “When the past calls, let it go to voicemail. It has nothing new to say.” With an open mind you can explore, create, and grow, remembering all the while that progress would be impossible if we continue to do things the way we always have. As John Wayne said, “Courage is being scared to death—and saddling up anyway.”
So “saddle up”—find the courage to create a life full of freedom, joy, happiness, and abundance and you will know you are truly living!
This article was contributed by Janet Woods, Wealth Advisor, UBS Financial Services, Inc., 214-373-5918 www.ubs.com/fa/janetlwoods
Your Functional Divorce Assignment:
What are your financial goals? Most people dealing with divorce need to visit this question. Divorce usually changes finances dramatically, yet it doesn’t have to ruin your financial future. Allow yourself the freedom to really assess what your financial goals are.
What do you need to do to achieve your financial goals? This is one of those times when it’s important to know what you need before you can ask for help. Everyone has a unique financial situation when they complete their divorce. Some people need to figure out how to invest a lump sum from a retirement account, some people need to find a job, and some people need to figure out how to rebalance their portfolio. Whatever your unique situation is, spending a bit of time figuring out what your most immediate need is will allow you to know exactly whom you need to request assistance from.
Luckily, I know you know how to ask for help (you wouldn’t have found this newsletter if you didn’t) and so you’ll be able to start on your path to reaching your financial goals by working with the correct professional for you. BUT, if you need an assist in knowing which type of professional to work with, I’m only a phone call or email away.
© 2013 Karen Finn. All rights reserved under all copyright conventions.
Have you ever heard someone say that instead of working things out a couple is taking the easy road by deciding to separate and divorce? I have and all I can say to those ignorant people is “Seriously? You have no idea what it takes to get divorced.”
Making the decision that a relationship in which you’ve invested YEARS of your life is better off ending than continuing is FAR from easy. In fact, it’s usually gut wrenching. Although there are the extremely rare people who enter into a marriage with the intent that it end with divorce, the rest of us jump into marriage with both feet, a sense of commitment and a willingness to make things work whatever that takes. And did I mention we usually spend YEARS trying to make things work before we ever think of separation or divorce. I certainly don’t see how any sane person can look at a couple who’s divorcing and say they’re taking the easy road.
Reaching the decision to separate and divorce is hard. It was one of the most difficult decisions I ever made not only in the moment the decision was made, but in the fall-out of that decision. EVERYTHING changed in that moment. Not all the changes were for the better – at least not in the short-term. I came face-to-face with some hard truths about me and how I was living my life. It wasn’t all pretty and took a whole lot of really hard work to get me straightened out. BUT I am a much healthier and happier person now.
The road I’ve taken since my separation and divorce hasn’t been easy, but it has felt much more alive and real than the road I was on in my first marriage.
I’m Dr. Karen Finn, a divorce and personal life coach helping people just like you who are contemplating divorce. Should you stay, or should you go is a powerful question and I’m here to help you make a smart decision that will lead to your greatest happiness… whether you stay OR go. You can join my newsletter list for free weekly advice. And, if you’re ready, you can take the first step toward working with me as your personal coach by scheduling a private consultation.
If you’re looking for more help answering the question “Should I stay or should I go?”, read more articles in Unhappy Marriage?.
When you got married, chances are it was a happy occasion and you had dreams of “Happily Ever After.” Leaving the idea of “Happily Ever After” and getting to the point in a marriage when divorce becomes a viable option is usually extremely painful and confusing. Actually making the decision to divorce is rarely easy.
Although the decision to divorce is strictly between you and your spouse, there are 3 different ways you can know when it’s time to make a dramatic change in your marriage.
- You’re feeling robotic and just going through the motions. If you find that your marriage is just kinda there – you each do the minimum to maintain the relationship – it’s time for something to change. You deserve to have your marriage be meaningful. Overall, your primary relationship should contribute positively to the quality of your life.
- You’re stuck in analysis paralysis. If you can’t make up your mind about whether or not something needs to change in your marriage, then you’re experiencing analysis paralysis. What I’ve discovered when I find myself in situations like this is that I’m lacking courage. If I have an inkling that something needs to change, it does! Debating with myself about whether or not I trust myself is a waste of time and has the potential to further damage the relationship. My time is better spent by figuring out what needs to change and then taking the action to make things better.
- You’re hiding yourself. We all wear masks of one form or another to get along. It’s part of our socialization. Think about it, how many times do you automatically respond “Fine.” when someone asks you how you’re doing? We may be having a miserable day, but we still respond “Fine.” The problem with purposely hiding yourself in your marriage is that besides denying who we are we’re also preventing ourselves from having the real benefits of being in an intimate relationship with our spouse. Relationships are meant to support us and prove a safe place for us to be us. If you feel like you can’t be you, it’s definitely time for something to change.
It’s natural for every relationship to grow and change over time. Each of the situations described above is just an indicator that a change is needed – not that you need to divorce. By recognizing that your marriage is in one of these situations, you might even be able to make the necessary changes to save your marriage and avoid divorce altogether. However, to accomplish this takes courage, the willingness to be vulnerable and a determination to eliminate robotic responses.
Your Friendly Coaching Assignment:
Which of these situations remind you most of your marriage? Every relationship needs to change at various times. Sometimes the change that needs to happen is one that you need to make, sometimes it’s something you need to discuss with the other person and ask them to make, and most of the time you both need to make adjustments.
What adjustments would make your marriage or your next relationship better? Getting clarity about what would improve the relationship in your opinion is vital. You might be able to do this on your own or you might need to discuss it with the other person. Once you have the needed clarity it will be much easier to improve your marriage and/or avoid the same situations in your next relationship.
I’m Dr. Karen Finn, a divorce and personal life coach helping people just like you who are dealing with the stress and pain of divorce. You can join my newsletter list for free weekly advice. And, if you’re ready, you can take the first step toward working with me as your personal coach by scheduling a private consultation.
(c) 2013 Karen Finn. All rights reserved under all copyright conventions.