Posts Tagged ‘positive future’
How YOUR Anger Affects Your Children During Divorce
It’s only natural to feel some anger when a marriage breaks down to the point of no return. It is understandable to be angry when feeling betrayed by anyone, especially a spouse or ex-spouse. Anger is such a powerful emotion that sometimes it is nearly impossible to keep it to ourselves, even during moments when we know we should. This is not to say that anger should be avoided or hidden. Recognizing and dealing with anger is an important part of healing and moving on from a divorce. There are right times, right places and right ways to acknowledge, express and work through anger towards your ex-spouse…none of which are in front of your children!
Regardless of how angry you are and regardless of how justified your anger might be towards the other parent, burdening your children with your anger towards the other parent is not only unfair to your children but can cause them very serious emotional harm.
Children naturally love both of their parents, regardless of their adult mistakes and regardless of how flawed or imperfect the parents may be. When one parent disparages the other parent to or in front of a child, it is like a knife in that child’s heart. Disparaging the other parent to or in front of a child can present itself in many forms including the following…
- Making verbal comments that insult, ridicule, discredit or disrespect the other parent. This includes comments about the other parent’s physical appearance, financial status, employment or any other aspect of that parent’s life.
- Physical gestures or body language that implies the other parent is not worthy of respect. This can include gestures such as eye rolling or loud sighs or sarcastic laughs or even a certain tone of voice that implies a negative message regarding the other parent.
- Actions of custody interference towards the other parent out of anger or to seek revenge. This includes any behavior that crosses the appropriate boundaries established by separation or divorce. Some examples include obsessive and intrusive questioning about time spent with the other parent, frequent interruptions of time spent with the other parent and refusal to comply with the custody schedule.
In addition to children naturally loving both parents, children also naturally want to please and have approval from both of their parents. Burdening children with your anger towards the other parent places your children in an impossible loyalty bind by making them feel that may must choose to support and endorse your anger. While on the outside your child may seem supportive and in agreement with your hostility, it is a fact that on the inside your angry words and actions against their other parent are breaking your child’s heart. As if children of divorce don’t have enough to deal with, these inappropriate actions towards the other parent known as “alienating behaviors” causes children additional unnecessary stress. Just as a train without brakes picks up momentum, alienating behaviors pick up steam and escalate if the brakes are not put on. Sadly, alienating behaviors gone out of control ultimately lead to lifelong emotional and relationship issues for the children who are unfairly put “in the middle” of parents with unresolved and misdirected anger. Studies show that children put into this situation often suffer from anxiety, depression, substance abuse, self-harm and thoughts of suicide.
To not engage in alienating behaviors, separated or divorced parents must learn how to interact in a healthy way under the circumstances of no longer being in the same household. This is known as co-parenting. We must be realistic that this can be easier said than done at times so it’s important to utilize tools to help us navigate through the anger without making our children casualties of our adult issues.
Fortunately, there are tools and resources available to specifically help in this area. A few tools and resources that can help are as follows…
- Counseling or therapy with a licensed professional. Recognize that if you are unable to stop yourself from exposing your children to any alienating behaviors due to your anger, YOU need help! Again, it is understandable to feel anger when a relationship ends especially if you feel betrayed. There is no shame in needing help to deal with and get through such a painful time in your life. Take an honest look at your behaviors and do what you need to do improve your emotional health for the sake of your children.
- Co-parenting classes. Due to recent awareness of the damaging effects of alienating behaviors on children, co-parenting classes are readily available. Co-parenting classes can be found through community centers, counseling offices, life coaches and other resources. Classes can be taken in person or online. Obviously, it takes both parents to commit to properly co-parenting. It might be difficult or sometimes impossible to get the other parent to commit to co-parenting. If you are still going through the divorce process, ask your attorney to have co-parenting classes court ordered to be completed by both parents before the divorce is finalized. One example of co-parenting classes can be found at http://www.childreninthemiddle.com/.
- Co-parenting communication tools. Establishing and following proper boundaries is the key to co-parenting. To properly co-parent is to “stick to the business of parenting” and to not cross the new boundaries put into place by divorce. A co-parenting communication tool such as Our Family Wizard can be invaluable in this regard. Co-parenting communication tools such as Our Family Wizard provides parents with email accounts, calendars, file sharing and other resources tailored to facilitate proper and respectful co-parenting with appropriate boundaries. Children can also be engaged with the use of email accounts and calendars while utilizing filters that prevent the children from being burdened with the adult communications and decisions. Using co-parenting tools such as Our Family Wizard can alleviate a lot of stress and anxiety when trying to establish and honor the boundaries of proper co-parenting. If you’re still going through the divorce process, ask your attorney to have the use of a co-parenting communication tool court ordered in your final divorce decree. A resource such as Our Family Wizard simplifies co-parenting by giving parents the tools needed to “stick to the business of parenting.” For more information about Our Family Wizard, visit http://www.ourfamilywizard.com/ofw/.
Your children love and want a relationship with the other parent even if you no longer love or want a relationship with the other parent. Not only do your children want a relationship with their other parent, they NEED a relationship with their other parent. It is not about you or about your anger towards the other parent. It is about the health and well-being of your children.
The bottom line is you must put your love for your children above your anger towards their other parent. Putting your love for your children above your anger towards their other parent is the greatest gift you will ever give your children and while you might not believe it today, someday you will see it was also one of the greatest gifts you ever gave yourself.
For more information about co-parenting, alienating behaviors and parental alienation please contact Wendy Archer of Parental Alienation Awareness Organization USA at wendyarcher@rocketmail.com. The North Texas Chapter of Parental Alienation Awareness Organization USA holds monthly meetings on the 2nd Wednesday of every month in Southlake Texas. More information can be found by joining the PAAO USA North Texas Chapter facebook group at https://www.facebook.com/groups/paaonorthtexas/.
Your Functional Divorce Coaching Assignment:
How have you inadvertently let your anger about your divorce affect your children? This is a tough question. No one is a perfect parent regardless of whether or not they’re dealing with divorce. The purpose of this question is to allow you to examine where you might be able to improve your parenting. After all, it’s awareness that is the first part of changing for the better.
You might also enjoy reading…
The 8 Keys To Trust In A Post-Divorce Relationship
If you’re looking for more help on how to navigate the challenges of your life now, read more articles about Life After Divorce.
A Designer’s Perspective
This week Hugh Scarbrough, ASID, RID, owner and founder of Hugh Scarbrough Interior Design, LLC, is our guest blogger. Hugh realizes design dreams for his clients that reflect their lifestyles, building client relationships for a lifetime. Touting more than ten years in the industry, he seamlessly blends his exprertise, education as a registered interior designer, and retail/worldwide travel experiences that serve his clients well.
To learn more about Hugh and his work, visit www.hughinteriors.com.
Summertime. June has arrived and so have the “lazy, sunny, and hot days” of summer! It is time for picnics, water sports and relaxing vacations. It is also a perfect time to create a new look in your home or summer retreat.
This year colors abound in design for summer. As I walked through the new fabric showrooms recently, I noticed the bright and colorful prints and paint colors: Chartreuse green; magenta pink; sunny yellow; striking blue; powerful red. Truly colors of the season! Seeing these beautiful colors sparked my excitement about the fun it is to incorporate summer colors into a home.
With the beginning of summer and a transition in your life, perhaps this is an excellent time to create a new look for your home, make a fresh start, and build lasting memories. Whether your style is contemporary or traditional, the bright summer colors may be integrated into the design you choose.
You may have a reluctance to create a new look in your home due to painful memories, including items of certain colors. If one or more of the bright summer colors ignite uncomfortable and/or angry feelings, for example, you may want to look at the colors from a different perspective. As it is important to have the “right” balance of color in a room, using those colors differently may create a fun and uplifting environment.
If you seek guidance from a professional interior designer, express the style you would like to create and the challenges you may be having with certain feelings, such as anger or anxiety. Colors have enormous impact on our moods. Red, for example, increases physical energy and vitality; at the same, it may provoke anger. If red is negative for you, focusing on greens, blues, and even yellows may be the wise direction for re-doing the design in your home. The color green supports balance and harmony. Blue denotes calmness and peace. And yellow increases lightness and personal power. A true balance for our homes and our lives.
As you are making plans for the summer, it is the perfect time to take a look at your home or “escape” retreat. Perhaps a new and nurturing design look may just be the answer!
Your Functional Divorce Assignment:
How can you add a bit of summer to your home? I love glass sculpture and I’ve recently added some beautiful aqua vases to my office to make it more summery. You might want to add a throw pillow or a throw to your home to bring the sunshine inside.
© 2013 Karen Finn. All rights reserved under all copyright conventions.
The 8 Keys To Trust In A Post-Divorce Relationship – Part 1
You’ve probably heard recommendations from other experts about how long you need to wait after divorce before you start dating. These other experts recommend that you wait anywhere from just 1 year to 1 year for every 4 years you were married.
I disagree with these one-size-fits-all recommendations. I believe that the only requirement for you to be able to successfully date after divorce is that you’ve finished your time in the Divorce Pits. The Divorce Pits are where you experience the most painful feelings of divorce – grief, anger, guilt and rejection.
I hope you can agree with me that you wouldn’t want to date someone consumed with the Divorce Pits. So, if you’re consumed with them, you’re probably not going to find someone who wants to date you either. (You can find out if you’re still in the Divorce Pits by taking the assessment here.)
Once you’re out of the Pits, you’re cleared to date. There are all kinds of ways you can meet people to date and I’ll save a discussion of that for some other time. The point I want to get to here is that your dating should be helping you to determine what you do and don’t like about yourself and others in a relationship. There are all kinds of things that people do and don’t want in a relationship, but the one thing that EVERYONE WANTS is to be able to trust their partner.
Take It Slowly When You’re Re-Learning How To Trust After Divorce
For many of us post-divorce, our ability to trust another isn’t quite working ideally. That’s why I recommend you build your trust in yourself first (read more here), then build your trust in friendships (read more here), before trusting someone in a committed relationship. The question I always get from my clients about this is how do I know if I can trust someone?
You can feel pretty confident about trusting someone in a committed relationship by using 8 different keys. These keys are things that you need to examine both in the other person and in your ability to give to them.
We’ll start with the first four keys today and save the other four for next week’s article. (Read part 2.)
The first 4 keys to trust in a post-divorce relationship are
- Clarity – Clarity refers to the ability you and your partner have communicating with each other AND in the clarity you each have individually about being in the relationship. Are you both open and clear about what you want from the relationship? Are you both clear about what needs you’d like to have the other meet? Are you both clear about what you are and are not willing to do in the relationship? The important point about each of these questions is that you’re clear individually without any pressure from the other person or fear of losing the relationship and that you’re able to clearly communicate this to each other. (You should also be aware that after divorce we all change a lot, so just because you’re clear about what you want today, next month, next quarter, next year, your needs of the relationship may change and you both need to be willing to continue being clear for the duration of the relationship.)
- Compassion – Compassion refers to the ability you’ve each got to care for the other. Compassion in a healthy relationship MUST be two-way. There are times when one partner may need more compassion than another, but if the flow of compassion is only one-way, the relationship isn’t conducive to building the level of trust necessary for a long-term committed relationship.
- Character – Character is who you each are as individuals and in the relationship. It’s not unusual for people to behave one way in front of others and another way in the privacy of their relationship. If you find that you’re not behaving like yourself in a relationship, that’s not a healthy relationship for you. If you find that you don’t care for the way the person you’re dating regularly behaves, then they’re not the right person for you.
- Competency – Competency can sound like a funny criterion for trust in a dating or love relationship, but it’s really important. Would you want to be in a relationship with someone who is simply incapable of meeting your needs of the relationship? I doubt it. That’s why I believe it’s critical that you get some clarity on what you want in a relationship and what you’re willing to give to a relationship. Once you know that, you’ll have an idea of whether or not you’ve both got the competency to be in a relationship together.
I know that this is only half of the list, but it’s a lot of information! These aren’t necessarily simple keys. They require careful thought and a deep awareness of your feelings. But armed with these first keys, you’ve got a great starting point for figuring out if the person or people you’re dating are right for you to enter into a deeper relationship with.
Your Assignment For Learning How To Trust Someone Again:
Get clear about what you want in your post-divorce relationships. You might be looking for your next great love or you might be looking for someone to hang out with and just have fun. It’s important that you get clear about what you want so you’ll be able to know if dating someone is in your best interest or not. AND so that you’ll be able to have clarity telling the other person what you want.
How might you determine if the other person is compassionate? In my experience, this is one of those keys that takes time to evaluate. You might be able to tell enough about someone’s lack of compassion quickly. However, if it’s not glaringly obvious that the other person isn’t compassionate, then seeing how you both act in stressful situations is probably the quickest way to determine your level of compassion for yourselves and each other.
If you’re in a relationship with someone, do you like who you are when you’re with them? For most of us who divorced, when we take an honest look back at our marriage we can usually find something about ourselves in the marriage that we’ve since changed or are in the process of changing. There was something about what our marriage had become that caused us to be less than ourselves. It’s so very important that you not enter into another relationship that might cause you to not appreciate yourself 100%. So, if you don’t like whom you are when you’re with someone, it’s time to end that relationship. If you do like who you are when you’re with someone, the relationship just might be working and you might be closer to building trust.
Is the person you’re in relationship with capable of meeting your needs? Are you capable of meeting theirs? If your answer is “yes” to both questions, you’ve got another key for building trust in this relationship. If not, then this relationship probably isn’t in your best interest to continue for long.
Don’t worry; you don’t have to go through this alone. I’m Dr. Karen Finn, a divorce coach and advisor. I’ve been divorced and I know what you’re going through. My specialty is helping people just like you who are dealing with the stress, pain and uncertainty of divorce. You can join my anonymous newsletter list for free weekly advice. If you’re interested in taking the first step toward working with me, you can schedule an introductory private coaching session.
If you’re looking for more help with putting together your post-divorce life, you’ll want to read more at Life After Divorce.
Part 2: How To Decrease Stress When You’re Going Through Divorce
When I was a little girl and let my dad know that I wasn’t feeling well, he’d ask how I was feeling. If I couldn’t give him anything more than an “I don’t know” he’d pass on some advice he got from his mom. “Go take a shower. You’ll feel better.” And you know what? I did!
Over the years, I’ve learned that a shower is a great start, but I’ve realized that it takes more than that to really feel good about myself and decrease my stress. I’ve shared my philosophy with my clients and they report that they feel more relaxed and better about themselves too.
So you’re probably wondering what exactly my philosophy is… Yes, it does start with following my grandmother’s advice to shower every day, but it goes much further than that.
How you look plays a big part in how you feel! At the risk of sounding like Stacy and Clinton on TLC’s What Not to Wear, taking care of your appearance really does impact how you feel. In addition to helping you feel more confident, you’ll feel calmer too.
You’ll feel best when you’ve got the whole package – clothes that are flattering, fit you well and that you feel great in, a haircut that is flattering and easy for you to style, flattering and current makeup, along with flattering and current facial hair for the guys.
Believe me, it’s worth spending a little time and a little money to update your look when you’re going through divorce. In fact, after my divorce was final, I actually invested in working with an image consultant. She really opened my eyes to the way I was undermining myself with my wardrobe, hairstyle and makeup. It was after I felt confident about how I looked that I was confident and calm enough to begin dating. My clients who have examined and adjusted their appearance after their divorce was final have also had a lot more confidence to date too.
I know that you might have read all of this and thought it seems pretty superficial, but you’ll never know the profound change feeling confident in your appearance can make until you try it. No one I’ve worked with who has made an effort to take care of their appearance has felt it was a waste. Everyone who’s made the effort has felt more calm and confident. I’ll bet you will too!
Your Functional Divorce Assignment:
Take all the clothes that are stained, torn or don’t fit you anymore out of your closet. Removing the things that need to be either thrown out, given away or put in a bag to be worn only when you’re painting will remove the temptation to put them on.
Take all the shoes, belts, bags, and other accessories that are worn out, don’t fit or are out of style out of your closet. If the item has more life in it, give it away. If not, throw it out or stuff it in the bag with your other painting things.
Once you’ve removed the things that aren’t working for you from your closet, you’ll be left with only the things that work for you which (along with that shower my grandma suggested) should leave you feeling calmer and more confident every morning.
In case you missed it, here’s a link to part 1. And here’s a link to part 3.
I’m Dr. Karen Finn, a divorce coach and advisor helping people just like you who are dealing with the stress and pain of divorce. You can join my newsletter list for free weekly advice. If you’re interested in taking the first step toward working with me, you can schedule an introductory private coaching session.
© 2013 Karen Finn. All rights reserved under all copyright conventions.
Part 1: How To Decrease Stress When You’re Going Through Divorce
As anyone who’s been through divorce knows, it’s an incredibly stressful time. If the only stresses you had to worry about were due to divorce that would be one thing, but the real problem is that the rest of your life doesn’t stop just because you’re getting divorced. All of your usual day-to-day stressors (work, traffic, kids’ schedules, other family demands, and the news) somehow become even larger when you’re dealing with the big D.
In this first of three articles on minimizing stress when you’re dealing with divorce, we’ll be focusing on renewing your energy.
When’s the last time you thought about where your energy comes from? It wouldn’t surprise me if you’d never thought of it before. After all, it’s something that most of us take for granted. We assume we’ll have the energy to get through our day each and every day. We just accept that some days it’s easier to get through the day than others.
The thing is, when you’re going through divorce on top of everything else it can be more difficult than usual to get through your day. When I started consistently having trouble having enough energy to get through my day while I was going through my divorce 10 years ago, I got interested in how I could boost my energy and that led me to wondering where my energy came from.
What I learned was that our energy comes from our psychology and our physiology. Yup, it comes from a combination of how you think and how your body responds (which ultimately means how you treat your body). It’s just as simple and as hard as that.
Luckily, the concept is pretty easy to understand. The more positive and calm your thoughts and the more healthy your body is the better you’ll be able to deal with stress. Unfortunately, the concept can be pretty difficult to implement if you’ve not paid much attention to your thoughts or your general health prior to divorce becoming a reality in your life. To help you out, I’ve got five quick tips that can give you a head start to renewing your energy even in the midst of divorce.
1. Start your day with a positive thought. Lots of people get out of bed dreading the day, but if you can start your day with a positive thought it will go a long way toward lessening the stress you have all day long.
Ten years ago, I was one of those people. I felt like I was on a treadmill of needing to meet one responsibility after another with a few catastrophes thrown in for variety. Learning to wake up with a positive thought (or two) really made a difference for me. It helped me get past the plague of depressive thoughts about being divorced and on to better things.
2. Schedule at least one break for yourself every day where you have ZERO responsibilities and ZERO interruptions. The break can even be as short as 5 minutes. The important thing is that you take it.
Ten years ago, I didn’t know what it was to have a real break. I spent almost every waking moment either working or worrying – neither of which was very helpful to renewing my energy. Learning to take a real break was hard for me, but by constantly trying out different things I realized that by allowing myself to have a time and space where I had zero responsibilities or interruptions that I felt tons better. I had more energy to go back to working (and worrying).
3. End your day with gratitude. Allowing yourself to appreciate the good that happened during the day goes a long way toward allowing you to have restorative sleep at night.
When I was going through my divorce, I used to have terrible nightmares. I’d dream about the worst case scenarios of all the things I had gone to sleep worrying about. As a result of the nightmares, I got very little sleep which just made life that much harder the next day. When I learned to change my thoughts at night from the worry to something more positive, the frequency of my nightmares decreased dramatically and I slept better. Of course when I got better sleep, I felt more energetic the next day.
4. Eat well and regularly. I’m sure you’ve heard the phrase “you are what you eat” before. There’s definitely some truth to that phrase, but when you’re going through divorce it’s even more powerfully truthful. Most people change the way they eat when they’re feeling stressed. They’ll over eat or eat “junk food” to soothe themselves or they’ll “forget” to eat in an attempt to gain some control. Either path leads to decreased energy. They’re either fueling their bodies with junk or not fueling their bodies at all.
I went the control route when I was dealing with the big D. I severely curtailed my eating and tried to live on next to nothing. I became anorexic and let me tell you that starving yourself is not the way to increase your energy! I felt exhausted and anxious most of the time. Luckily, I had a trainer who literally got in my face about being anorexic and got me to start eating healthfully again. It made a HUGE difference in my energy level and my mood. I actually started to feel happy again.
5. Get some exercise daily. When you’re going through divorce, it’s really easy to believe you don’t have time for exercise because there are just so many other things needing your attention. Exercise doesn’t have to mean a trip to the gym or the yoga studio, it can be as simple as taking a walk around the block, playing Frisbee with your kids and dog or even doing 5 jumping jacks. Exercise is anything that gets your body moving in a way you don’t usually do. The wonderful thing is that the novelty of the movement will energize you.
I was a glutton for punishment 10 years ago. I took everything to the extreme and would work out daily. What I learned from that was exercise doesn’t have to be work. It can be fun. The point of getting some exercise daily is just to move your body and change your thoughts. The wonderful thing I discovered about changing my thoughts was that I felt better and more energetic!
These 5 tips for renewing your energy are simple. Hopefully, they’re simple enough that you’re ready to try one or more of them out for yourself. I know you’ll start to notice improved energy levels and less stress once you implement at least one of these tips daily regardless of where you are in your divorce process.
Your Functional Divorce Assignment:
Eating well and regularly is a challenge my clients always face, so Your Functional Divorce Assignment will focus on this tip.
Take the following quiz to get an idea of how you might eat well and regularly.
Select one answer for each question.
1. On average, every day I have ________ servings of caffeine (energy drinks, coffee, sodas, tea).
A. More than 5
B. 2 – 5
C. Less than 2
2. I eat some protein with every meal or snack.
A. Rarely
B. Sometimes
C. Usually
3. I eat _____ meals each day.
A. 0
B. 1
C. 2-3
4. I drink _______ glasses of water each day.
A. 0-2
B. 3-7
C. 8 or more
Ideally, C is the better answer for each of the questions. If you’ve answered A for any of these questions you might want to consider changing things so that you can answer B instead and I’ll bet that you just might feel a bit more energetic when you do.
And here are links to part 2 and part 3.
I’m Dr. Karen Finn, a divorce coach and advisor helping people just like you who are dealing with the stress and pain of divorce. You can join my newsletter list for free weekly advice. If you’re interested in taking the first step toward working with me, you can schedule an introductory private coaching session.
If you’re looking for more help on how to navigate the challenges of your life now, read more articles about Life After Divorce.
3 Steps to Spring Clean Your Relationships
One of the tasks on nearly everyone’s to-do list this time of year is spring cleaning. After having our homes closed up for the winter, it’s nice to open up the windows and make our homes spick-and-span. I guess it goes along with spring in general since it’s when nature is new and fresh again.
As I was thinking about my own spring cleaning, I started to wonder about the possibility of spring cleaning our relationships. (Yes, technically I guess this thought process counts as procrastinating, but I’ll leave that discussion, the bucket of cleaning supplies, and the toilet for another time.)
I realized that relationships, just like our homes, need to be refreshed, cleaned up and have all the junk removed from them periodically.
There is plenty of advice on the web for what you need to do to thoroughly spring clean your home, but I’ll bet this will be your first list of what to do to spring clean your relationships!
1. Get rid of the junk – lots of people have relationships in which they can’t be themselves; they’re always acting and pretending to be what the other person wants. These types of relationships are junk because you’re not able to be authentically you and they’re very draining.
Now when I say get rid of the junk relationships, I don’t necessarily mean get rid of the relationship itself. What I mean is that the way the relationship currently exists needs to change. It needs to change in a way that allows you to be completely yourself and allows the other person to be completely themselves too.
2. Air things out – at some time or another, we’ve all chosen to keep quiet and stew over something that’s happened in a relationship. I know it was probably the best answer at the time we made it, but it’s not the best answer in the long term. The reason is that these things can cause resentment and undermine a relationship.
Taking great care of relationships means that it’s important we take the time to clear the air by addressing what needs to be addressed and/or forgiving what needs to be forgiven so we can breathe easier within each of our relationships.
3. Clean all the surfaces – our best relationships are multi-faceted. They support us in all kinds of ways. We share our lives with each other – the joys, sadnesses, fears and triumphs. We give each other room to dream about how we want our lives to be and we help each other accomplish our dreams. We also have fun together – lots of fun!
It’s worth the time to think about each relationship and figure out how each facet within it is working. Are both people feeling supported and sharing the important stuff along with the superficial? When’s the last time you just had some fun together?
Although this list only has 3 items on it, completing these tasks will definitely require some work. But let me assure you that the work is DEFINITELY worth it because, as my husband likes to regularly remind me, no one is an island and we all do better when our relationships are working.
Now that I’ve completed my thoughts on spring cleaning relationships, I guess it’s time to give my attention back to the bucket of cleaning supplies and the toilet.
Your Friendly Coaching Assignment:
Pick out a relationship you’d like to spruce up for spring. Each of our relationships can use a periodic renewal. Pick the one you’d like to focus on improving.
Start with the junk. What are the ways you’re not being 100% you in the relationship you want to spruce up? Are you suspicious that the other person isn’t being 100% themselves? If there is any lack of authenticity within the relationship, you’ll probably want to help each other to be 100% authentic or else decide the relationship is not going to be a deep one.
Open the windows of communication. Once you know the relationship is worth keeping and nurturing, you’ll want to be sure and air out what needs to be aired. Letting go of past grievances either by talking about them and/or by forgiving them will definitely breathe new life into any relationship.
Get out your white glove and check all the surfaces. Since every relationship is multi-faceted, taking some time to make sure every surface of your relationship is working for both of you is vital to growing and improving it.
Repeat as necessary and enjoy the rest of the year with your renewed relationships.
I’m Dr. Karen Finn, a divorce and personal life coach helping people just like you who are dealing with the stress and pain of divorce. You can join my newsletter list for free weekly advice. And, if you’re ready, you can take the first step toward working with me as your personal coach by scheduling a private consultation.
© 2013 Karen Finn. All rights reserved under all copyright conventions.
The 4 Phases Of Divorce Recovery
Divorce is one of the most stressful life changes you can experience. When I went through my divorce, I felt as if I had been tied up, blindfolded and strapped into the front car of a run-away roller coaster. It was terrifying! What made it so bad was that I didn’t know what to expect next and I was always anticipating the worst.
What I’ve learned through my own divorce recovery and helping all my clients over the years is that when you have some knowledge about what to expect, things are less scary. This is like the idea of taking the blindfold off so although you might still feel like you’re tied up and on the roller-coaster ride at least you’ll be able to see what’s coming up next.
So let’s take that blindfold off you once and for all! There are four phases of divorce change that you’ll experience – just like there are four seasons:
- The End/Beginning – Winter
- The Chaotic Redefinition of Life – Spring
- The Settling In – Summer
- Moving On – Fall
The first phase, the end/beginning, is tough – just like winter is. This phase is a progression from the first thought of divorce, to the struggle to make the decision and then finally to making the decision. In this phase it’s common to feel frozen by fear and/or indecision. Once the decision is made, unless both spouses made the decision together, it’s common for the spouse not making the decision to feel frozen by denial and rejection.
In the spring-like phase of divorce, the chaotic redefinition of life, everything seems to change at once. Life can feel tumultuous and like there’s too much happening. It’s hard to keep your bearings and it’s easy to get overwhelmed by everything. This is just like spring when there is a tremendous flurry of activity with the plants emerging and coming back to life along with the scurrying of wildlife to build nests and welcome their young.
In the next phase of divorce, settling in, things slow down and pick up a new rhythm just like we all do in summer. You’ve learned what you needed to learn to get your life on the new track and you’re able to slow down the frenzy of activity of the last phase. There are still a few things that need your attention, but overall you’re feeling pretty good about your life.
The fall-like phase of divorce is when you’re able to move on with your life. You’ve completed all the transition and preparation and now you’re really living your life again. Just like fall was traditionally the time to relax and appreciate all of the hard work that went into the spring and summer.
And just like our weather, there are no firm and fast divisions of the four phases of divorce. There are freak storms in divorce recovery that can make spring and fall feel like winter, but that’s all they are, just storms that you can weather and move on from.
Now with this knowledge of the phases of divorce and how they echo the seasons of the year, I’m hopeful that you’ll feel like you’ve been able to remove the blindfold and know more of what to expect on your divorce roller-coaster ride.
Your Divorce Recovery Assignment:
Which phase of divorce are you in? By recognizing which of the phases of divorce you’re in, you can be better prepared to weather it and know what to expect next.
Feel like you’re in more than one phase? Don’t worry. It’s common to feel like you’re in a couple of phases at the same time. Just like the seasons don’t abruptly change, your divorce recovery won’t abruptly shift from one phase to another.
I’m Dr. Karen Finn, a divorce coach and advisor helping people just like you who are dealing with the stress and pain of divorce. You can join my newsletter list for free weekly advice. And if you’re interested in taking the first step toward working with me, you can schedule an introductory private coaching session.
If you’re looking for more divorce recovery help, read more articles in Dealing With Grief.
How A Small Shift Made A World Of Difference
As I was driving home from a networking event a couple of weeks ago, the low-gas light came on in my car. I was so tired from all the activities of the day that I decided to wait until the next morning to fill my car up.
The next morning, I headed over to the gas station at Walmart. As I got closer to the store, I debated with myself about whether I wanted to cut through the parking lot or wait through an extra light to get to the pumps. If I went through the parking lot, I ran the risk of needing to wait for people crossing the road and other cars jockeying for the best parking spot. If I waited for the light, I was stuck making 2 left-hand turns at lights. I really don’t like having to wait for the lights to make the turns, so I chose to cut through the parking lot.
As I neared the entrance to Walmart, there was this older guy pushing his cart down the middle of the road. My first thought was, “Figures! I knew something like this would happen.” Then I changed my mind and realized that in a few more years, that might be me struggling to maintain my dignity and do my own shopping even though it was hard for me to walk and wanting to minimize the walking I had to do even if it meant walking in the middle of the street to get to my car. That thought immediately changed how I was feeling. Instead of being frustrated and impatient, I relaxed and patiently waited for the man to get across the street.
After he moved out of the middle of the road, I continued on my way and filled my car up with gas. I had a few things I wanted to pick up at Walmart, so I drove back through the parking lot in search for my own spot.
As I was slowly making my way up and down the aisles, I thought I spotted the same older guy walking back up to the store. No, it couldn’t be, I reasoned. It must just be another old man that reminded me of the first. I found a great parking spot and walked into the store to buy a couple of things.
As I was walking out of the store I noticed an old guy sitting on one of those motorized carts with his head in his hands. I almost got all the way out the doors before I realized that it was the same guy I kept seeing! I walked up to him and asked, “Didn’t I see you walk out of the store earlier?” He told me yes and that he was having a hard time finding his car. I asked him what kind of car he was driving and he told me a dark blue Kia. So I started out of the store on a mission to find his car for him.
I got just outside and I realized that I would never spot his car and that I should ask him if he was comfortable with me driving him around the parking lot looking for his car. He about jumped out of the motorized cart he was so happy to have me help him like that. We gathered up his bags and started out to my car.
I could tell he was really pushing himself to walk quickly, but I kept a slow pace and just chatted with him about where I had parked and hoping to give him the idea that I had plenty of time and I was parked close enough that he wouldn’t have to walk too far.
And then, just as we reached the parking aisle, he looked over to the right and said, “Is that my car?” Sure enough, he found his car right away – before we had even reached mine.
As I was helping him get his bags into his car, he admitted that he wasn’t supposed to be out walking without his walker and that he was so thankful to be back to his car.
Now it was a little thing for me to notice that an old man was walking down the middle of the street in a parking lot. It was another little thing for me to notice an old man walking back into Walmart. And it was yet another little thing for me to notice a tired old man sitting in a motorized shopping cart. But it was a big thing to that man.
Little things are like that. Individually, they’re itty-bitty things, but added together, they can make a world of difference. I’m not just talking about how little things can add up for helping someone else, but even for us. In fact, this idea of itty-bitty things added together is a major philosophy behind the work I do. For anyone going through divorce, making little changes in perception and then taking action can create a world of difference.
Your Functional Divorce Assignment:
What little things have you chosen not to notice that might make a big difference in your life? Just like my noticing the old man walking back and forth through the Walmart parking lot, what might you need to notice about you or your kids as you’re transitioning from married to single?
Now that you’ve noticed something you might have overlooked before what do you need to do to make a difference? The thing you choose to do might be something small, but sometimes something small is all it takes to make a world of difference.
I’m Dr. Karen Finn, a divorce coach and advisor helping people just like you who are dealing with the stress and pain of divorce. You can join my newsletter list for free weekly advice. If you’re interested in taking the first step toward working with me, you can schedule an introductory private coaching session.
© 2013 Karen Finn. All rights reserved under all copyright conventions.
I’m NOT In 1st Grade Any More. I’m NOT Exactly Married Any More. Why Should I Send A Valentine?
When was the last time you read Elizabeth Barrett Browning’s sonnet “How do I love thee? Let me count the ways…”? I can’t tell you the last time I read it, but when I started thinking about what to write about with Valentine’s Day just around the corner, the first line of this work came to mind. I’ve quoted the entire sonnet for you below.
How do I love thee? Let me count the ways…
By Elizabeth Barrett Browning
How do I love thee? Let me count the ways.
I love the to the depth and breadth and height
My soul can reach, when feeling out of sight
For the ends of Being and Ideal Grace.
I love thee to the level of everyday’s
Most quiet need, by sun and candle-light.
I love thee freely, as men strive for Right;
I love thee purely, as they turn from Praise.
I love thee with a passion put to use
In my old griefs, and with my childhood’s faith.
I love thee with a love I seemed to lose
With my lost saints, — I love thee with the breath,
Smiles, tears, of all my life! — and, if God choose,
I shall but love thee better after death.
It’s an amazing read, isn’t it? And for many people dealing with divorce, it’s a painful read too.
So often we marry with the belief that our love is the ideal kind that Elizabeth Barrett Browning writes about. And divorce “proves” to us that our marriage must not have been based on love at all – at least that’s the conclusion I jumped to when I got divorced. It’s also a conclusion I’ve heard many of my clients jump to as well.
What I’ve learned over the years since my divorce is that my marriage was based on love to begin with, but that my marriage didn’t continue to grow in love and that’s why it ended in divorce.
Most people do marry for love. Odds are you and your former spouse did too.
So then why is reading this sonnet so painful to so many people going through divorce? I believe it’s because we forget what love is and assume that because we’re divorced or divorcing that we must not know what it is.
I believe that love is something that extends beyond the romantic type that is most often associated with Valentine’s Day. We’re surrounded by love every day. If instead of getting caught up in the chaos and confusion of divorce along with the daily grind of making a living and meeting our responsibilities we could focus for just a few minutes on the beauty all around we would experience love. Or maybe you can focus on yourself for just a few minutes, be gentle with yourself and allow yourself to breathe slowly and deeply, you’ll experience love. Or maybe seeing the joy in your child’s face when they see you will remind you of the love you’re blessed with despite divorce.
I think that the key to experiencing love (I’m not talking about the romantic kind here) is being able to freely give it. But you know, I can get so caught up in daily living that I often forget to express the love I have for my friends and family. I know I’m not the only one who forgets. I know that sometimes it can be difficult to express love when you’re struggling with the repercussions of divorce, but I also know it’s vital to making it through divorce and moving on with your life. That’s why believe you can use this Valentine’s Day as a gentle reminder that we each have the opportunity to tell the people (and animals) we love how much we truly do love them. And the best part is that you’ll usually hear how much you’re loved in return.
Who will you say “I love you” to this Valentine’s Day?
Your Friendly Coaching Assignment:
Seriously, who is on your list of needing to get a Valentine from you? Yeah, it’s different than when we were in first grade and gave one to everyone in our class. It’s also different from when you were married and knew who you had to get a Valentine for. These days, you get to make your own list of those folks you love.
A Valentine isn’t necessarily a card. A Valentine can be a quick email saying “hi, I’m thinking about you”, a call, a text, a bouquet of roses, a conversation, a hug, a special event or, yes, even a card. It’s not so important how you tell someone you love them as it is that you simply tell them.
Have fun. I sure hope you have fun letting your friends and family know you love them. To me, that’s the beauty of Valentine’s Day – a whole day set aside to let others know you enjoy your relationship with them.
I’m Dr. Karen Finn, a divorce and personal life coach helping people just like you who are dealing with the stress and pain of divorce. You can join my newsletter list for free weekly advice or schedule a private consultation with me.
© 2013 Karen Finn. All rights reserved under all copyright conventions.
Divorce Is Tough. The Mortgage Doesn’t Have To Be.
By Mark Watson, Loan Officer, Guardian Mortgage Company, Inc.
www.guardianmortgageonline.com
This is a terrific article. It’s jam-packed with information that I am so happy to be able to share! I’ve added just a few comments in square brackets [].
If you are going through a divorce, you are probably exhausted by all the details and decisions that have to be made as the two of you separate. Even in the most amicable situations it can be very emotional. [Remember there are the 5 facets of divorce – social, emotional, legal, financial and functional – that all overlap. So it makes sense that in the midst of making the decisions required to divorce that you would experience a lot of emotions.]
There is usually a lot of discussion about the house as it usually represents the family’s largest asset. [Dealing with an asset would be an example of the financial facet of divorce. When dealing with the financial facet of divorce it’s best to remain primarily in a business mindset instead of an emotional one because you’ll be better able to make decisions you can live with for the long haul.]
While divorce is a tough process, resolving the mortgage doesn’t have to be. According to Mark Watson, Vice President of Guardian Mortgage Company in Plano, Texas, there are three things homeowners can do to make it easier on themselves:
- Make realistic decisions.
- Understand your loan options.
- Seek help.
Make Realistic Decisions.
In many divorces, the home is refinanced in the name of one of the spouses and any profit or losses are negotiated between the couple. Sometimes the home is sold, and sometimes there is a long-term agreement in place about the home. Occasionally, a house with no mortgage is given to one spouse as part of the divorce settlement.
“It makes no difference to the mortgage company whether or not the name changes on the mortgage,” notes Watson. “However, the spouse no longer living in the home usually does not want to be responsible for it. Plus, they may want some cash out of it.”
If your house is paid off, a quit claim deed can be an easy solution to home ownership in a divorce settlement and make your life after divorce easier.
If there is no mortgage on the home, and one spouse plans to keep it as part of the settlement, the process is simple. “The attorney prepares a quit-claim deed and records it as part of the divorce,” says Watson. “The home belongs to just one spouse from that point forward.”
Most homes have a mortgage, though. There are a number of questions that must be answered in order to pick the right process for your situation, but the most important is “which spouse can afford to keep the home after the divorce?” It is often the most difficult as there is often a lot of emotional attachment towards the house that may not have anything to do with the financial realities of the situation. [The best way to answer these questions is from a business-minded perspective. The “businesses” to be considered are the financial business of each spouse post-divorce as well as the business of raising happy, healthy children. In other words, you need to keep in mind what your life after divorce will really be like if you choose to keep the house.]
The spouse with primary custody of the children will often want to keep the home to provide a stable environment and to stay near school and friends.
“I often see couples where the wife isn’t working and hasn’t worked in years,” says Bruce Rayburn of The Rayburn Group of Ebby Halliday Realtors based in Plano, Texas. “This makes it very hard to qualify for a refinance. Even if both spouses were working at the time of the divorce, it doesn’t mean either spouse can afford the mortgage with only one salary.”
“Even getting child support is often not enough,” Rayburn adds.
Besides the amount of income required to qualify for a refinance, the source of the income makes a difference. “For conforming loans ($417,000 or less in most areas of Texas), alimony and child support cannot count towards qualifying income until there have been at least three months of steady payments. In addition, the paying spouse must be required by law to pay for at least three years after the closing date of the sale,” notes Watson.
“For FHA Loans, the requirement is six months of payment. Furthermore, if the amount of alimony or child support is greater than 30% of the borrower’s income, then a full year’s worth of reliable payments is required.”
[Regardless of where you live you need to know a lot about what the legalities and implications of keeping the house are as you make decisions that will impact your post-divorce lifestyle and residence.]
Understand Your Loan Options.
Many couples believe that they have to sell or refinance the home in order to finalize the divorce, which is not always the case. Sometimes sale or refinance of the home is delayed for months to years.
According to attorney Penny Phillips of Plano, Texas, many families with children want to keep the family home for them until they are older and/or in college. “In this case, one spouse will sometimes agree to wait to get the equity out of the house until after the children have left,” says Phillips.
In Texas, a lien can be placed on the house – called an Owelty Lien Agreement – such that one spouse will own the house, but the other will still retain rights to equity that was present in the house at the time of the divorce. This gives the first spouse the right to make improvements and to own the home, but the second spouse will get his or her share of the equity later when the kids are grown or the market improves or whatever reason the couple has chosen to wait.
“It is a win-win because the owner-spouse gets the benefit of all improvements and equity growth in the meantime, but the other spouse still gets the benefit of all the years of contributing to the equity when they were married,” adds Phillips.
“Since the home is not sold or refinanced, there is no need for the remaining spouse to get qualified for a new mortgage until the cash-out time. They just need to keep making timely payments. This is a good solution for situations where the divorce is fairly amicable and the spouses can work together for this common goal. I always advise that they tell the mortgage company about the divorce, however, as both partners need to continue to get notices about the loan,” says Phillips.
[Keep in mind that just because a divorce starts out amicably doesn’t mean it will stay that way. So making sure that both spouses continue to get notices about the loan is a smart decision. After all, keeping life after divorce amicable between exes requires regular, respectful communication, but tempers can still flare despite the best efforts.]
“We generally see Owelty Liens when a couple is in the process of refinancing the home,” notes Watson. “You don’t need to wait a specific amount of time to use it, and it has the added benefit of letting you do a “special purpose” refinance and go up to 95% of the appraised value of the home. This provides more equity at the end of the process.
“Current “cash-out” guidelines for refinancing in Texas allow for financing up to 80% of the loan value. A special purpose refinance allows you to get an extra 15% out of the home, which is then shared between the couple as per the terms of their divorce. I always talk to my clients about Owelty Liens because it can make a big difference if one partner is trying to buy another home, for example. Also, if the other partner finds out after the fact that they could have gotten more cash out of the refinance and didn’t, it can cause more unhappiness all around.”
Seek Help.
Dividing up the marriage assets is emotional and financially risky if you are not sure what you are doing. Early in the divorce, both spouses should consult their mortgage provider, realtor and CPA as well as an attorney in order to review their options and the financial and tax consequences of certain decisions. These objective outsiders will help you navigate your particular situation and direct you to other resources. In addition, they can act as a go-between if the divorce is contentious.
[One other divorce professional you may want to contact when dealing with the financial questions of divorce is a Certified Divorce Financial Analyst. These professionals are trained in how to help couples develop different scenarios for an equitable division of their assets and debts so they’ll each have a better picture of what their financial life after divorce will be like.]
“It is a false economy to do a divorce yourself. I’ve seen couples ruin their credit by doing it wrong. In one case, so many mistakes were made; one partner almost went to jail. It’s not worth it,” said Phillips. “Plus the experts can tell you about Owelty Liens and other ways to get the best out of a bad situation.”
“Lack of communication makes the divorce harder,” says Rayburn. “I often will work with both spouses in a divorce to help sell the old home, refinance and/or find a new, less expensive home if that is their post-divorce reality. I’ve even helped people through multiple relationships over the years because I was able to facilitate communications between the parties.”
“I often give my clients a list of good appraisers to call on,” says Watson. “Even if they don’t plan to sell or refinance right away, they need an appraisal in order to fairly determine the value of the home for the divorce settlement. I can then take that appraisal and show them how much equity is in the house so they can have more meaningful discussions.”
As with most issues related to divorce, there is no single best way to handle your mortgage. Divorcing couples must take a long look at their finances, and make realistic decisions based on a thorough understanding of their options.
Have more questions about how to handle your mortgage through divorce? Contact an experienced loan officer like Mark Watson at Guardian Mortgage Company today about your specific situation. Guardian Mortgage Company has been serving North Texas since 1965. Mark Watson (214) 473-7954.
Your Life After Divorce Assignment:
If you’re at the point of trying to decide what to do with the marital home, focus on the business decision you need to make. Despite how much you are attached to your home, the fact is it’s just a thing, a place. Spending your energy deciding how to best deal with this marital asset instead of what it represents will help you come to the best decision for you – the decision that you’ll be most comfortable with financially and emotionally in the long haul.
If it’s difficult for you to separate the business aspect of this decision from the emotional one, give me a call at 817-993-0561 so we can schedule a Complimentary Consultation and together we’ll figure out a way for you to have an easier time making the decisions you need to make as part of your divorce and make your life after divorce as good as it can be.
You don’t have to go through this alone. I’m Dr. Karen Finn, a divorce coach and advisor. I understand what you’re going through because I’ve been through it too. I’ve been helping people just like you who are dealing with all the stress and pain of divorce since 2007. You can join my anonymous newsletter list for free weekly advice or email me directly for a free consultation at Karen@functionaldivorce.com.